Storm damage is a documentation problem before it is a construction problem. What gets photographed in the first week decides what the carrier pays for, and nobody gets a second first inspection.
This is the work the name is about. When hail or wind hits Madison or Clark County, the roof is usually the easy part and the claim is the hard part. We document the damage the way carriers need it documented, meet your adjuster on the roof, and file supplements when the first scope comes back short.
Free inspection4 services under storm & water restoration. Not sure which one you need? That is what the inspection is for.
Post-storm roof inspections, hail and wind damage documentation, and insurance claim assistance.
24/7 emergency roof response for active leaks, fallen trees, and severe storm damage.
Expert roofing insurance claim documentation, adjuster meetings, and supplement filing for residential and commercial properties.
New construction framing, additions, and structural repairs. Residential and light commercial.
Nobody should have to learn a trade to buy from it. Here is the honest version of each option, including where we would talk you out of one.
What it is
Heavyweight tarp secured with battens, not clips, over the exposed area, plus interior protection where water has already come through.
Where it fits
The first twenty-four hours. Most policies carry a duty to mitigate, so stopping further damage is not just sensible, it is usually a condition of the claim being paid.
What it is
Timestamped photographs of every damaged component with scale references, and a written condition rating, formatted the way adjusters read.
Where it fits
Every claim. Nobody gets a second first inspection, and what is on the record in the first week decides what the carrier will pay for.
What it is
Someone from the trade standing on the roof with the adjuster while they scope it.
Where it fits
Any claim large enough to matter. Hail bruising that has not yet lost its granules is genuinely easy to miss from a ladder, and that is the damage most often left off.
What it is
A formal request to add covered components the initial scope left out, with evidence attached.
Where it fits
More claims than people expect. First scopes routinely omit drip edge, flashing, vents or siding. We file these as part of the project rather than as an extra charge.
Storm work is not scheduled, it is triggered. Central Kentucky's severe season runs March through May, with Richmond alone seeing three to five significant hail events a year, and January freeze-thaw brings the ice damming. The part that is genuinely time-critical is reporting: policies carry storm reporting windows, and while many Kentucky carriers allow up to a year, the practical window is much shorter because evidence degrades and the roof keeps letting water in. Get inspected inside thirty days of the event, and open the claim to establish the date of loss even if you have not chosen a contractor.
859-376-0254We work three towns, and they do not damage a roof the same way. Pick yours to see what actually fails there.
Ice damming at the eaves
January, during freeze-thaw
Madison County's hilly terrain pools cold air in the lower neighborhoods, so snowmelt refreezes at the eave and backs water up under the shingles where no amount of surface sealant reaches it.
Richmond roofingHail bruising, then algae on the north slopes
Hail March to May, algae year-round after
Winchester sits in a corridor that channels storms up from the southwest, and it sits low enough that fog settles in the mornings through spring and fall. The hail cracks the shingle mat; the standing moisture on the north-facing slopes then feeds moss and algae into the damage.
Winchester roofingFreezing rain and terrain-driven runoff
Late winter
The Cumberland Plateau foothills load the southern end of the county with freezing rain rather than snow, and the sloped lots around Indian Fort Mountain funnel a whole roof's runoff to a couple of eave points instead of spreading it evenly.
Berea roofingA written report with photographs and a condition rating on every component, usually within 24 to 48 hours of your call. If it is fine, we tell you it is fine.
Water coming in right now?
859-376-025424/7 for active leaks and storm damage